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Representative Finance Example

Representative Example - Personal Contract Purchase
48 Payments of
£299
Optional Final Payment
£13,972.50
Cash Price
£30,495.00
Deposit
£8,512.89
Total Term
49
Total Credit
£21,982.11
Total Payable
£36,837.39
Fixed Rate of Interest (annum)
4.61%
Representative
8.9% APR
Excess Mileage (pence per mile)
9p
Annual Mileage
8,000

Options available at the end of a PCP | 1. Buy the car - by paying the Final Payment, 2. Hand the car back - this will be subject to the expected mileage and condition of the car, 3. Part exchange for a new car using any of the car’s equity towards your next deposit

VOLKSWAGEN CADDY ESTATE

1.5 TSI 116 5dr
OTR Price £29,113
x 1
Gearbox:
Manual
Fuel Type:
Petrol
Engine Size:
1.5L
CO2:
149 g/km
Standard Tax:
£195.00

VOLKSWAGEN CADDY DIESEL ESTATE

2.0 TDI 5dr
OTR Price £30,757
x 1
Gearbox:
Manual
Fuel Type:
Diesel
Engine Size:
2.0L
CO2:
140 g/km
Standard Tax:
£195.00

VOLKSWAGEN CADDY DIESEL ESTATE

2.0 TDI Life 5dr [Tech Pack]
OTR Price £33,655
x 1
Gearbox:
Manual
Fuel Type:
Diesel
Engine Size:
2.0L
CO2:
141 g/km
Standard Tax:
£195.00

VOLKSWAGEN CADDY DIESEL ESTATE

2.0 TDI 122 5dr DSG
OTR Price £34,303
x 1
Gearbox:
Automatic
Fuel Type:
Diesel
Engine Size:
2.0L
CO2:
145 g/km
Standard Tax:
£195.00

VOLKSWAGEN CADDY ESTATE

1.5 TSI Life 116 5dr DSG [Assistance Pack]
OTR Price £35,129
x 1
Gearbox:
Automatic
Fuel Type:
Petrol
Engine Size:
1.5L
CO2:
151 g/km
Standard Tax:
£195.00

VOLKSWAGEN CADDY DIESEL ESTATE

2.0 TDI 122 Life 5dr DSG [Assistance Pack]
OTR Price £37,201
x 1
Gearbox:
Automatic
Fuel Type:
Diesel
Engine Size:
2.0L
CO2:
145 g/km
Standard Tax:
£195.00

Note: The images shown are for illustration purposes only and may not be an exact representation.

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Breeze Motor Company Ltd, Breeze (Southampton) Ltd and Breeze Motorcycles Limited is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Breeze Motor Company Ltd, Breeze (Southampton) Ltd and Breeze Motorcycles Limited to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only.

We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor.

Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next most suitable offer of finance for you. Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives. If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you purchase.

Different lenders pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.

If you are selecting a Volkswagen ID.Buzz then all prices shown are MDP (Manufacturer’s Direct Price), inclusive of VAT. Sold by Volkswagen Commercial Vehicles UK, a trading division of Volkswagen Group United Kingdom Limited. MDP includes: delivery to Agent, number plates, new vehicle registration fee, the first year’s Vehicle Excise Duty and VAT (calculated at 20%). Volkswagen Commercial Vehicles may charge the MDP at any time (this includes where there are government changes in regulation and/or legislation). There may be a delay to any MDP prices displaying correctly on our materials.

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